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How Interest Rate Changes Affect Your Mortgage
20 November 2025
Interest rates play a major role in your mortgage repayments, and even small changes can have a noticeable impact. Whether rates are rising or falling, it’s important to understand how they affect your loan and what you can do to stay ahead. If you have a variable rate loan, your
Read moreWhat You Need to Know About Government Schemes in 2025
29 October 2025
Buying your first home is exciting – but navigating the process can be overwhelming. Thankfully, there are several government schemes designed to help first home buyers get into the market sooner. 1. First Home Guarantee This scheme allows eligible buyers to purchase a home with as little as 5% deposit,
Read moreUnderstanding Offset Accounts – How They Can Save You Thousands
22 October 2025
Offset accounts are one of the most powerful tools available to mortgage holders – but many people don’t fully understand how they work. If used correctly, they can shave years off your loan and save you thousands in interest. What Is an Offset Account? An offset account is a transaction
Read moreSpring Clean Your Finances – Smart Moves Before the Year Ends
15 October 2025
As the weather warms up and the year winds down, it’s the perfect time to give your finances a spring clean. Whether you’re a homeowner, investor, or just looking to get ahead, a few smart moves now can set you up for a stronger financial start in 2026. 1. Review
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