16 December 2025
As you pay down your mortgage and your property grows in value, you build equity. That equity can be a powerful tool—if used thoughtfully. What is equity? Equity is the difference between your property’s market value and your outstanding loan balance. For example, if your home is worth $900,000 and
Read more10 December 2025
If you’re a homeowner or planning to be one, RBA decisions can feel like a rollercoaster. Whether rates move up, down, or stay on hold, understanding what it means for your loan—and how to respond—can save real money and stress. How RBA decisions affect your loan Variable-rate borrowers: Changes may
Read more9 December 2025
Property can be a core pillar of long-term wealth—if you focus on strategy over headlines. Here are proven approaches that stand the test of time. 1) Buy quality, hold long Location first: Transport, schools, amenities, employment hubs. Liveability matters: Floor plan, natural light, storage, outdoor space. Avoid “shiny traps”: Focus
Read more3 December 2025
Most people think of mortgage brokers as the professionals who help you secure a home loan—and while that’s true, their role goes far beyond the initial transaction. A good broker becomes a long-term partner in your financial journey. From the start, brokers provide tailored advice based on your unique circumstances.
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