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Understanding Offset Accounts – How They Can Save You Thousands
22 October 2025
Offset accounts are one of the most powerful tools available to mortgage holders – but many people don’t fully understand how they work. If used correctly, they can shave years off your loan and save you thousands in interest. What Is an Offset Account? An offset account is a transaction
Read moreSpring Clean Your Finances – Smart Moves Before the Year Ends
15 October 2025
As the weather warms up and the year winds down, it’s the perfect time to give your finances a spring clean. Whether you’re a homeowner, investor, or just looking to get ahead, a few smart moves now can set you up for a stronger financial start in 2026. 1. Review
Read moreWhat Is Capital Gains Tax (CGT) and What Does It Apply To?
8 October 2025
Understanding CGT in Australia Capital Gains Tax (CGT) is the tax you pay on the profit made when you sell certain assets. It’s not a separate tax — it’s part of your income tax. CGT applies to: Investment properties Shares and managed funds Cryptocurrency Business assets For example, if you buy shares
Read moreWhy It’s Not All About the Interest Rate: Features That Matter
1 October 2025
Looking Beyond the Numbers Yes, the interest rate is important — but it’s not the whole story. When comparing home loans, savvy borrowers look at the features that can save money and offer flexibility over the life of the loan. Here are six features to consider: Offset Account Reduces the interest you
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