Latest Blog

Navigating Property Investment Rules: What’s Changing in 2026?

30 December 2025

Property investing thrives on clarity. Even when rules evolve—assessment buffers, interest-only criteria, tax treatment—the winning approach is to stay informed and plan ahead. Common areas of change Lending criteria: Serviceability buffers, interest-only terms, and rental shading can shift. Tax settings: Depreciation rules, interest deductibility, and land tax vary by property

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The Rise of Green Homes: How Sustainability Impacts Your Loan

23 December 2025

Energy-efficient homes aren’t just good for the planet—they can be good for your wallet. From insulation and solar to efficient appliances, sustainable features can reduce running costs and may broaden your borrowing options. Why green features matter Lower bills, higher comfort: Better temperature control, fewer drafts, and smaller energy bills.

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Shared Equity Schemes Explained: Are They Right for You?

17 December 2025

Shared equity schemes are designed to help eligible buyers enter the market sooner with a smaller deposit. Instead of borrowing the full amount, the government (or a participating body) contributes a share of the property price in exchange for an equity stake. How shared equity works (in plain English) Lower

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Unlocking Your Home’s Potential: Smart Ways to Use Equity

16 December 2025

As you pay down your mortgage and your property grows in value, you build equity. That equity can be a powerful tool—if used thoughtfully. What is equity? Equity is the difference between your property’s market value and your outstanding loan balance. For example, if your home is worth $900,000 and

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