30 December 2025
Property investing thrives on clarity. Even when rules evolve—assessment buffers, interest-only criteria, tax treatment—the winning approach is to stay informed and plan ahead. Common areas of change Lending criteria: Serviceability buffers, interest-only terms, and rental shading can shift. Tax settings: Depreciation rules, interest deductibility, and land tax vary by property
Read more23 December 2025
Energy-efficient homes aren’t just good for the planet—they can be good for your wallet. From insulation and solar to efficient appliances, sustainable features can reduce running costs and may broaden your borrowing options. Why green features matter Lower bills, higher comfort: Better temperature control, fewer drafts, and smaller energy bills.
Read more17 December 2025
Shared equity schemes are designed to help eligible buyers enter the market sooner with a smaller deposit. Instead of borrowing the full amount, the government (or a participating body) contributes a share of the property price in exchange for an equity stake. How shared equity works (in plain English) Lower
Read more16 December 2025
As you pay down your mortgage and your property grows in value, you build equity. That equity can be a powerful tool—if used thoughtfully. What is equity? Equity is the difference between your property’s market value and your outstanding loan balance. For example, if your home is worth $900,000 and
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